Umbrella Insurance in the Carolinas and Georgia
Umbrella insurance provides an extra layer of insurance coverage that many people choose to obtain for a sense of security. It is insurance that provides protection beyond your current limits and coverages. It will offer additional insurance for things, such as property damage, injuries, some types of lawsuits, and personal liability situations you may find yourself in one day. Umbrella insurance provides protection in two different ways, including extra coverage and additional coverage options.
Types of umbrella insurance coverage
It can provide coverage for claims that may not be included in your regular insurance policy, such as libel, slander, false arrest, or liability coverage on other things you own like rental units.
What does umbrella insurance from Will Johnson Insurance Agency cover?
Umbrella insurance coverage includes injuries, property damage, some lawsuits, and personal liability situations
You may be thinking that you already have auto and homeowners insurance policies that provide these types of coverage. Still, umbrella insurance offers you coverage above and beyond the amount that a regular policy covers. Examples of this would be if your dog bites someone or causes harm to another, a house guest is injured in a fall at your home, or you are involved in a severe accident that is your fault.
How can umbrella insurance protect you?
Here is an example to assist you in obtaining a better understanding of the importance of umbrella insurance:
If you are involved in an auto accident, and the cost of injuries to others amounts to $500,000, yet your policy only covers up to $200,000 for injuries, how will you pay the remaining $300,000? Through your umbrella policy, of course!
If you are interested in increasing your coverage and peace of mind through umbrella insurance, contact your agents at Will Johnson Insurance Agency in the Carolinas and Georgia today for a quote.We serve customers in South Carolina, North Carolina, and Georgia, including the cities of Charlotte, Greensboro, Raleigh, Columbia, Greenville, Spartanburg, Augusta, Atlanta, and all surrounding areas.